Government Schemes

Quick one-liner summary of major Central schemes. Useful for UPSC, SSC, State PSC exam preparation.

Health

Ayushman Bharat PM-JAY

Health cover up to ₹5 lakh per family per year for secondary and tertiary care.

Agriculture

PM Kisan Samman Nidhi

₹6,000 per year to eligible farmer families in 3 installments.

Housing

Pradhan Mantri Awas Yojana (PMAY)

Housing for all – affordable pucca houses to eligible beneficiaries.

Sanitation

Swachh Bharat Mission

Open defecation free India, solid and liquid waste management.

Agriculture

Pradhan Mantri Fasal Bima Yojana

Crop insurance to farmers against natural calamities and crop failure.

Welfare

Ujwala Yojana

Free LPG connections to women from BPL families.

Education

Beti Bachao Beti Padhao

Improve child sex ratio, promote girl child education.

Education

National Education Policy (NEP) 2020

Restructuring school and higher education system.

Industry

Startup India

Tax benefits, funding, and support for startups.

Industry

Make in India

Boost manufacturing, attract FDI, create jobs.

Technology

Digital India

Digital infrastructure, e-governance, digital literacy.

Pension

Atal Pension Yojana (APY)

Pension scheme for unorganised sector workers (18–40 years).

Financial Inclusion

Pradhan Mantri Jan Dhan Yojana

Zero-balance bank accounts, insurance, overdraft.

Finance

Mudra Yojana

Loans up to ₹10 lakh to micro and small enterprises.

Skill Development

Skill India (PMKVY)

Free skill training and certification for youth.

Environment

Namami Gange

Cleaning and conservation of River Ganga.

Health

National Health Mission (NHM)

Strengthen public health systems, reduce MMR and IMR.

Food Security

PM Garib Kalyan Anna Yojana

Free ration (5 kg wheat/rice per person) to 80 cr beneficiaries.

Food Security

One Nation One Ration Card

Portable PDS benefits across India for migrants.

Welfare

Svanidhi (Street Vendor)

Micro credit up to ₹10,000 for street vendors.

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